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Mobile and Manufactured Home Financing

We Offer Great Financing Programs for Our Manufactured, Modular, Mobile and Tiny Home Buyers

Mobile Homes Factory Direct is proud to be a provider of financing and home buying solutions for our customers. While we often work with credit-challenged individuals, we can work with anyone to secure a competitive interest rate. In addition, we bring 16 years of experience to you – if you require land + home financing, we can do that; if you need to use your land for collateral, we can help; if it can be done in mobile home financing, we have probably done it. Here are a few of our financing options:

  • Owner financing with no social security or credit card required
  • Bank repo finance programs
  • Zero down payments for landowners, affiliated outside mortgage lender financing
  • 1st time buyer program
  • 2nd time buyer program
  • Zero down payments on VA Land and home financing, outside mortgage lender financing
  • Co-signer programs
  • Buy for programs
  • Home and land finance programs
  • Guaranteed equity approval irrespective of credit score
  • Alternative income program for self-employed individuals

No Credit, Low Credit, No Problem!

Nowhere else will you find great financing programs for Mobile Homes Factory Direct. No credit score required, no down payments for VA land and home financing. Mobile Homes Factory Direct will help you find the best financing options to buy a new or pre-owned manufactured home. Whether we are helping secure financing for you the first time or the second time, we can help you secure financing for a Texas manufactured home. We have many specialized programs to suit any credit history, including no credit history. Our interest rates are designed to meet your budget.

Buyers with a good credit score are guaranteed the best interest rate to finance New Texas mobile homes, as well as receive the best deal. Take advantage of the this opportunity before it is too late. Call our manufactured housing consultants today at for the best financing deals for mobile homes or you can also visit our office.

Mobile Homes Factory Direct logo

Mobile Homes Factory Direct

Home should be within reach. Our mission is to make homeownership attainable with affordable manufactured and modular homes, no matter your credit history. We partner with a wide network of lenders and work case by case to find a payment and plan that fit your budget. We chase every viable option. If there's a path to approval, we'll work to find it.

License Number: MHDRET00036923

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